You can get to any subsection listed by clicking the subsection name/number, or for easy viewing go to our Credit Laws page and find the actual act/bill or law you are interested in reading or choose one below:



Consumer Credit Protection

RESPA = Real Estate Settlement Procedures Act

CARD Act = Credit Card Accountability Responsibility and Disclosure Act

EFTA = Electronic Fund Transfer Act

ECOA = Equal Credit Opportunity Act

FCRA = Fair Credit Reporting Act

RFPA = Right to Financial Privacy

FCBA = Fair Credit Billing Act

CLA = Consumer Leases Act

ROG = Restrictions on Garnishments

CRO = Credit Repair Organizations

FACTA = Fair and Accurate Credit Transaction Act

Credit Ads = Credit Advertising Act

TILA = Truth in Lending Act

FDCPA = Fair Debt Collection Practices Act


Statute of Limitations (State by State Guide)

Security Freeze (State by State Guide)




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