No threats or slurs

No contacting any 3rd parties about the debt allegedly owed by you

Repeated phone calls or an unreasonable amount of calls

Call can only be between the hours of 8am & 9pm local time

Making false representations and much more

The amount of money you reportedly/allegedly owe

The name of the original creditor

They must tell you: you have within thirty days after receipt of the notice to dispute the validity of the debt or any portion thereof or the debt will be assumed valid by the debt collector

If you dispute the debt (in full or in part) within that thirty day period: the debt collector will obtain verification of the debt and mail it to you (the consumer)

Upon your written request within that thirty day period: the debt collector will provide you with the name and address of the original creditor (if different from the current collector)