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Credit CARD Act of 2009
TITLE I--CONSUMER PROTECTION
Sec. 101. Protection of credit cardholders
Sec. 102. Limits on fees and interest charges
Sec. 103. Use of terms clarified
Sec. 104. Application of card payments
Sec. 105. Standards applicable to initial issuance of subprime or ‘fee harvester’ cards
Sec. 106. Rules regarding periodic statements
Sec. 107. Enhanced penalties
Sec. 108. Clerical amendments
Sec. 109. Consideration of Ability to repay
Sec. 102. Limits on fees and interest charges
Sec. 103. Use of terms clarified
Sec. 104. Application of card payments
Sec. 105. Standards applicable to initial issuance of subprime or ‘fee harvester’ cards
Sec. 106. Rules regarding periodic statements
Sec. 107. Enhanced penalties
Sec. 108. Clerical amendments
Sec. 109. Consideration of Ability to repay