Credit Laws

You will find several consumer protection laws or credit laws, as well as multiple state by state credit laws listed in the sub-tabs to the left. We're working on adding additional laws as well as trying to keep up with any and all changes with the credit laws listed below. You will notice a brief summary on each law/act, and we separated each subsection so you can easily access exactly what you're looking for.

Consumer Credit Protection	Credit Repair Organizations
Right to Financial Privacy	Fair Credit Reporting Act
Truth in Lending Act	Equal Credit Opportunity Act
Fair Debt Collection Practices Act	Electronic Fund Transfer Act
Fair and Accurate Credit Transaction Act	Real Estate Settlement Procedures Act
Credit Advertising Act	Credit Card Accountability Responsibility and Disclosure Act
Fair Credit Billing Act	Statute of Limitations (State by State Guide)
Consumer Leases Act	State Security Freeze Guide
Restrictions on Garnishments

Our Main Page: CreditLibrary.org's Credit Guide
New court precedence, state law makers, and/or federal law makers could change these laws at any time. That being said, Please Note: We have made every attempt to display accurate and up to date credit laws, however, we cannot guarantee it is simply because there are too many variables that could change or update these laws. We have and will continue to try to have everything listed accurate and up to date, but we simply cannot make any guarantees. Also, please understand we are not offering any legal advice; this is not intended for legal advice. The laws within this site is simply for informational purposes only. Please read our terms & conditions for more details.